Corporate card program

Corporate cards built around your spend policy

MEXC Card is a corporate expense program built around company cards issued under a Visa® licence by our issuing bank partner. It is designed to help finance teams put a card in the hands of a team, a project or a supplier, apply limits before spend happens, and keep every expense record ready for review.

Physical and virtual card formats
Limits set per card
Exportable expense records

Apply for access Talk to our team

Applications are subject to eligibility requirements, review and approval. Products and services are subject to eligibility, availability, and applicable fees. Availability and features may vary by region and program partners.

MEXC Visa Platinum — physical and virtual formats, where available.

Capabilities

One place to run corporate expenses

Card issuance, spend rules, receipts and reporting sit in the same console, so the record of a purchase is built while the purchase is made rather than reconstructed afterwards.

Issue cards for the way your teams actually spend

Request a physical or virtual card for a department, a project or a single supplier. Each card carries its own limit, currency scope and expiry date, so a card opened for one purpose does not quietly turn into a general budget. When someone changes role or leaves, the card can be paused, reassigned or closed without touching the rest of the program.

Department, project and supplier cards
Per-card limits, currencies and expiry dates
Pause, replace or close a card from the same console

Policy checked at authorisation

Spend rules are evaluated while a transaction is being authorised, so an attempt outside policy can be declined or routed for review rather than surfacing weeks later in a statement.

Visibility without waiting for the statement

Authorisations appear in the console shortly after they are made, each carrying the merchant, amount, cardholder and cost centre attached to the card.

Receipts attached to the transaction

A cardholder can add a receipt from a phone at the point of purchase, and the file stays linked to that transaction. Reminders for missing receipts are configurable.

Scoped roles and approval routing

Administrators, approvers and cardholders each see a view limited to their role. New card requests and limit changes follow the approval chain your finance team defines.

Records prepared for the books

Transactions can be categorised and tagged to a cost centre, then exported as a structured file for the accounting workflow your team already runs.

How it works

From application to period close

Onboarding is sequenced so that controls, cost centres and approvers are in place before spend begins. Timelines depend on verification and on your program partners.

Apply and verify

Submit company details, ownership information and the supporting documents requested during onboarding. Applications are reviewed against eligibility and verification requirements before a program is opened.

Configure the program

Define cost centres, approval chains, default limits and the merchant categories each card group may use, so controls exist before the first card is issued.

Issue cards

Issue virtual cards to teams, projects or suppliers, and order physical cards where the format is available. Activation follows verification and, for physical cards, delivery.

Review and reconcile

Monitor spend by team and cost centre, chase outstanding receipts, adjust limits as budgets change, and export categorised records at the end of each period.

Comparison

Where a card program changes the expense process

The comparison below describes how the program is designed to work against a claims-led process. Features, availability and timing may vary by region and program partners.

Process step	Claims-led process	MEXC Card program
Funding employee spend	Personal cards and out-of-pocket claims	Company-issued cards with limits set before spend
Policy enforcement	Reviewed after the money has left the business	Rules evaluated while the transaction is authorised
Receipts	Chased by email towards the end of the month	Attached by the cardholder to the transaction record
Cost allocation	Mapped to departments by hand after the fact	Cost centre and project tags carried on card and transaction
Spend visibility	Available once statements arrive	Authorisations listed in the console shortly after they occur
Period close	Spreadsheets consolidated from several sources	Structured export of categorised transactions

Fees

Which fees may apply, and when you see them

Fee amounts for this program are agreed with our issuing partner and confirmed in your program terms. The table lists the fee types that may apply and the basis on which each is charged.

Fee type	Charged	Amount
Card issuance	Per card issued	Disclosed before confirmation
Monthly maintenance	Per active card, per month	Disclosed before confirmation
ATM withdrawal	Per withdrawal	Disclosed before confirmation
Foreign exchange	Per transaction settled in another currency	Disclosed before confirmation
Card replacement	Per replacement card	Disclosed before confirmation
Inactivity	Per month, after a continuous period without card activity	Disclosed before confirmation

The fee types above describe the structure of the program. The amounts that apply to your company, the billing currency and any applicable taxes are set out in your final program terms, and those terms prevail over any description on this page. Questions about a specific fee can be sent to support@mexccard.com, and we aim to respond within 2 business days.

Fees may apply depending on product, region and program terms. Applicable fees are disclosed before you confirm an action or transaction. Products and services are subject to eligibility, availability, and applicable fees. Availability and features may vary by region and program partners.

Ready to bring company spend into one place?

Apply to have your company reviewed for the MEXC Card corporate program, or speak with our team about how card-based spend controls would fit the expense process you run today.

Apply for access Contact our team

Products and services are subject to eligibility, availability, and applicable fees. Availability and features may vary by region and program partners. Cards are issued by our issuing bank partner pursuant to a license from Visa International. Any references to payment networks are for informational purposes only and do not imply endorsement. Visa is a registered trademark of Visa International Service Association.